andrea schmitt massachusetts
Appeal from the United States District Court for the Western District of Washington Robert S. Lasnik, District Judge, Presiding, Argued and Submitted November 8, 2019 Seattle, Washington. . Select the best result to find their address, phone number, relatives, and public records. This case was filed in White County Courts, White County Circuit Court located in Nevada, Arkansas. . . Andrea Schmitt is 60 years old today because Andrea's birthday is on 08/04/1962. discrimination] arises when the defendant enacts a law or policy that treats individuals differently on the basis of seemingly neutral criteria that are so closely associated with the disfavored group that discrimination on the basis of such criteria is, constructively, facial discrimination against the disfavored group. Davis v. Guam, 932 F.3d 822 , 837 (9th Cir. v. PARALYZED VETERANS AMERICA ET AL. 18116(a). MICHAEL P CONWAY AND ANDREA SCHMITT Company Number 000499496 Incorporation Date 8 November 2001 (over 21 years ago) Company Type Non Resident Landlord Jurisdiction Rhode Island (US) Registered Address # # # # # Agent Name RAYMOND A MOTT Agent Address PROPERTIES UNLIMITED 5280 POST ROAD, PO BOX 452, CHARLESTOWN, RI, 02813, USA To address these issues, we propose Paralign, which is the first LoRa collision decoder supporting decoding LoRa collisions with confusing symbols via parallel alignment. Applying section 1557 requires an understanding of its relationship to previous civil rights statutes. 18022(b)(1) ([Essential health] benefits shall include at least the following . Which means it's a pretty nice area. . 5000A(f). Share via email. disability. 42 U.S.C. Citation is not available at this time. Company is located in the register under the national Company number 1220540. This paper presents a measurement of the electroweak production of two jets in association with a $Z\\gamma$ pair, with the $Z$ boson decaying into two neutrinos. AGE 60s Andrea K Schmitt Canton, MA View Full Report Aliases Used To Live In Relatives Andrea Sthmitt Record ID: 491097613. 701 et seq., was the first major federal statute designed to protect the rights of individuals with disabilities. 156.100(a)(1). commenters sought clarification that all enforcement mechanisms available under the statutes listed in [s]ection 1557 are available to each [s]ection 1557 plaintiff, regardless of the plaintiffs protected class. Nondiscrimination in Health Programs and Activities, 81 Fed. light of that statutes purpose. . The decoding features relied on by the existing methods will be corrupted by adjacent collisions. at 837 38 (quoting Pac. The name Andrea Schmitt has over 40 birth records, 0 death records, 13 criminal/court records, 152 address records, 32 phone records & more. Established in 1971, Lincoln Construction is a private sector construction management firm that offers expertise in strategic planning and advocacy for clients throughout the construction process. Why is this information here: Information displayed on this page is existing public records information. Senior Escrow Officer and Branch Ma. Schmitt and Mohundro allege that [u]nder the Exclusion, only people with Hearing Loss, a qualifying disability, are excluded from the benefits that they require. However, they define people with Hearing Loss to include all persons with hearing loss that cannot be treated with cochlear implantsnot just those with disabilitiesso it is impossible to infer whether the exclusion primarily affects disabled persons. Eleanor Hamburger (argued) and Richard E. Spoonemore, Sirianni Youtz Spoonemore Hamburger PLLC, Seattle, Washington, for Plaintiffs-Appellants. Id. According to Kaiser, [t]he ACA did not include hearing aids or services as an [essential health benefit] and the Secretary of Health and Human Services left it to each state to articulate the scope of essential health benefits . We are left to guess what that proportion might be. The average income in Andrea's area is almost 6 figures at 98.1K per taxpayer. . Neurosci., 262 (7): 565-577. The complaint does not make clear to what extent the proxy is overinclusive. In any event, the agency explained that that was not its intent. View the profiles of people named Andrea Schmit. 1990). Andrea Crossman. Id. Aunt Annie (Moesser) Ellwanger told me the following: Frederick Moesser and Philippina Schmitt, daughter of Andrea and Friederika Einrich Schmitt, ran off. The property has a wood facade, asphalt shingle roof and partial basement on near 1 acre lot. Andrea Schmidt, M.A., received her M.A. 4 They alleged that Kaisers exclusion of all treatments for hearing loss other than cochlear implants discriminates against putative class members on the basis of their disability in violation of section 1557. Copyright 2019. Report this listing. 156.125(a). Jack Schmitt. cannot be defined in a way that effectively denies otherwise qualified [disabled] individuals the meaningful access to which they are entitled, Choate, 469 U.S. at 301 , a section 1557 plaintiff cannot define the benefit so narrowly as to require an insurer to curate coverage for each individuals health care needs. They define base-benchmark plan to mean the plan that is selected by a State from the, options [provided for by regulation], prior to any adjustments made pursuant to the benchmark standards. 45 C.F.R. The agency did not provide more explicit guidance because it believed that existing regulatory language is sufficient to address this scenario. Id. The home type that she lives in is a Single Family Home. At the pleadings stage, we do not require a plaintiff to allege enough detail to state a prima facie case of discrimination, see Swierkiewicz v. Sorema N.A., 534 U.S. 506 , 515 (2002)only sufficient factual matter, accepted as true, to state a claim to relief that is plausible on its face. Ashcroft v. Iqbal, 556 U.S. 662 , 678 (2009) (quoting Bell Atl. The district court ruled that Kaisers plans do not exclude benefits based on disability because the plans treat individuals with hearing loss alike, regardless of whether their hearing loss is disabling. Except as otherwise provided for in [the ACA or its amendments], an individual shall not, on the ground prohibited under [Title VI], [Title IX], the Age Discrimination Act . You can email the site owner to let them know you were blocked. ACA regulations also make clear that a state-selected benchmark plan is only the starting point for determining essential health benefits. Read more to learn about Andrea Schmitt, NP's background, education, and other specialties. Lived in. Andrea Schmitt - December, 2022. We agree with the district court that Schmitt and Mohundro have failed to state a plausible discrimination claim. 27, 2020), though we have rejected it in similar circumstances, see Mark H. v. Hamamoto, 620 F.3d 1090 , 1100 (9th Cir. Phone Email. ** This summary constitutes no part of the opinion of the court. Join Facebook to connect with Angie Schmitt and others you may know. 18022(b)(4), such as nondiscrimination in benefit design. The court found that Schmitt and Mohundro failed to raise an inference of discrimination because the hearing loss exclusion . Why is this public record being published online? The Rehabilitation Act of 1973, 29 U.S.C. 5 Mark H. v. Lemahieu, 513 F.3d 922 , 937 (9th Cir. Andrea Schmidt in Massachusetts Andrea Schmidt found in Cambridge, Lynn and 13 other cities. much of the earlier statutes Congress meant to incorporate. Medora A. Marisseau (argued) and Mark A. Bailey, Karr Tuttle Campbell, Seattle, Washington, for Defendants- Appellees. Rehabilitation Act], or the Age Discrimination Act . Congress authorized the Secretary of Health and Human Services to promulgate regulations implementing the nondiscrimination provision in section 1557 specifically. andrea.schmitt@med.uni-muenchen.de right of "armed robbery. But, providing fans and customers with the best , Ethernet and wifi are a couple of complicated subjects theres no doubt about it. Andrea N Schmitt is located in Winchester VA according to public information records. In arguing otherwise, Kaiser relies on several incorrect assumptions. I am leading a team of 19 . . persons with disabilities, and [n]ot include discriminatory benefit designs that contravene the non-discrimination standards defined in [45 C.F.R.] They claim that Kaisers categorical exclusion of most hearing loss treatment discriminates against hearing disabled people. But since not all hearing loss is substantial, at least someand potentially mostindividuals with that condition are not deemed disabled. at 289. ], [Title IX], [the. As usual, we start with the statutes text. . Over 50 beauty & style! See id. We review de novo the district courts dismissal of the operative complaint for failure to state a claim. They require treatment other than cochlear implants, but their Kaiser health insurance plans exclude all hearing loss treatment except cochlear implants. AFFIRMED in part, REVERSED in part, and REMANDED. 2013)). . Find out how the experience and training of a REALTOR can help you get into your . The agency rejected this suggestion, finding that it would be inappropriate to define requirements under Federal law based on what could be the varying, and potentially changing, requirements of different States approaches. Id. Ctr., Inc., 657 F.2d 1322 , 1331 (3d Cir. Acta Neuropathologica, 117 (4): 395-407. But even if a state required its benchmark plan to incorporate nondiscrimination principles, whether or not it complied with section 1557 is a question of federal law on which we owe the state no deference. Background Check - Available. Cited 29 times. Phone Email. 12102(1)(A), including hearing, id. The panel held that the ADA specifically prohibits discrimination in plan benefit design, and a categorical exclusion of treatment for hearing loss. $225,000. In doing so, OCR explained that compliance with federal and state law regarding essential. And enforcement mechanism may mean no more than the process for compelling compliance with a substantive right, not the substantive right itself. Doe v. BlueCross BlueShield of Tenn., Inc., 926 F.3d 235 , 239 (6th Cir. Andrea has been found in 14 cities including East Longmeadow, West Springfield, Holyoke, Livermore, Cambridge. does not negate the broader rule that a federally funded entity violates the Rehabilitation Act 504 if it denies a qualified disabled person the reasonable accommodation that the person needs in order to enjoy meaningful access to a program or service.). Hinweise zur Datenbertragung bei der Google Suche, http://www.klinikum.uni-muenchen.de/Klinik-und-Poliklinik-fuer-Psychiatrie-und-Psychotherapie/de/mitarbeiter/index.html. Are Audiophile Grade Cables Really Worth It? Critically, however, it acknowledged that categorical exclusions of all coverage related to certain conditions could raise significant compliance concerns under [s]ection 1557. Id. But because amendment may not be futile, we reverse the district courts dismissal without leave to amend and remand so that Schmitt and Mohundro have that opportunity. Cited 771 times, 914 F.2d 1330 (1990) | 6101. linktr.ee/AngieHotandFlashy. . There is a status of YES in regards to reported political donations. . Ordinarily, we would defer to an agencys reasonable interpretation of an ambiguous statute that it administers. Kaiser covers cochlear implants and related services, and some proportion of hearing disabled insureds can meet their treatment needs through cochlear implants alone. The panel affirmed in part and reversed in part the district courts dismissal without leave to amend of an action alleging that a health insurer violated the Patient Protection and Affordable Care Acts nondiscrimination mandate by excluding coverage of all hearing loss treatment except cochlear implants. Andrea Schmitt 2301 Twin Ann Arbor, MI 48104 2019), cert. See 42 U.S.C. health benefits did not guarantee compliance with the ACAs nondiscrimination requirement. Join Facebook to connect with Andrea Schmit and others you may know. The regulations implementing section 1557 prohibit categorical coverage exclusion[s] or limitation[s] for all health services related to gender transition. 45 C.F.R. 794(a). The cities are Branford CT, Canton MA, Cashiers NC, Columbus OH, Farmington AR, Frankfort KY, Hartford CT, Highlands NC, Horse Shoe NC, Indianapolis IN, Kihei HI, Lexington SC, Louisville KY, Orlando FL, Portland OR, Sarasota FL, Seattle WA, and . Cloudflare Ray ID: 7a28c5af087e4966 . 1996); Prewitt v. U.S. Schmitt and Mohundro contend that hearing loss is a proxy for hearing disability. 92.207(b) clarifying that categorical exclusions of certain conditions, such as coverage related to developmental disabilities or maternity. 794a(a)(2). Cited 191 times, National Collegiate Athletic Association v. Smith, 525 U.S. 459 (1999) | Shores Props., 730 F.3d at 1160 . In a putative class action, Schmitt and Mohundro allege that Kaiser violated section 1557 when designing plan benefits. to see all work, home, cell phone, email, etc. . And it imposes an affirmative obligation not to discriminate in the provision of health carein particular, to consider the needs of disabled people. See 42 U.S.C. MICHAEL P. CONWAY AND ANDREA SCHMITT Company Number 000488887 Incorporation Date 8 November 2001 (about 21 years ago) Company Type Non Resident Landlord Jurisdiction Rhode Island (US) Registered Address # # # # # Agent Name RAYMOND A. MOTT Agent Address PROPERTIES UNLIMITED 5280 POST ROAD, P.O. A. 141K followers. benefit designs that discriminate on the basis of . ET AL. disability. Id. AMERICAN TOBACCO CO. . See 42 U.S.C. [I]n dismissing for failure to state a claim under Rule 12(b)(6), a district court should grant leave to amend even if no request to amend the pleading was made, unless it determines that the pleading could not possibly be cured by the allegation of other facts. Lopez v. Smith, 203 F.3d 1122 , 1127 (9th Cir. But the exclusion here is not categorical. . 872 posts. And with so many different opposing perks attached to each method, there is a need for information now , on Best Speaker Systems For The Bedroom: Set The Mood For Local Sex Hookups, on Best Phone Camera For Dating Apps And Social Media, on Why Expensive HDMI Cables Are Unnecessary. She most recently served as a Development Officer for Harvardwood, an organization dedicated to supporting Harvard University alumni in the arts and entertainment fields. Section 504 broadly provides that [n]o otherwise qualified individual with a disability . 1681, and disability, 29 U.S.C. Its linchpin, section 504, creates a private right of action for individuals subjected to disability discrimination. Fleming v. Yuma Regl Med. In order to become an EHB-benchmark plan . . Andrea K Schmitt and Andrea T Schmitt are some of the alias or nicknames that Andrea has used. Soft tissue seal around implant prostheses is considered the primary barrier against adverse external stimuli and is a critical factor in maintaining dental implants' stability. In Choate, the Supreme Court rejected a Rehabilitation Act challenge to a state Medicaid regulation that adversely affected a disproportionate number of disabled users of hospital, services. These individuals collectively are associated with 16 companies in 18 cities. . . . Andrea Schmitt and Elizabeth Mohundro have hearing loss severe enough to qualify them as disabled. In October 2017, Schmitt and Mohundro filed this class action against Kaiser, asserting a single claim under the ACA. 6101, sex, 20 U.S.C. Andrea is not only experienced, but also responsive and a. Sep 2, 2022. . Prior to the ACAs enactment, an insurer could generally design plans to offer or exclude benefits as it saw fit without violating federal antidiscrimination lawin particular, the Rehabilitation Actso long as the insurer did not discriminate against disabled people in providing treatment for whatever conditions it chose to cover. . In response to regulations proposed by the Department of Health and Human Services Office of Civil Rights (OCR), several. Coldwell Banker Woodland-Schmidt, (616) 312-2237. 18022(b)(1)(A)(F), (H)(J). . European Arch. Code 48.43.715(1)(2); accord 45 C.F.R. Email: Coeur DAlene Tribe of Idaho v. Hammond, 384 F.3d 674 , 68283 (9th Cir. Credit reports show that Andrea's score is right around 800+ which is obviously super good and hard to achieve. Corp. v. Twombly, 550 U.S. 544 , 570 (2007)). FUNERAL HOMES. 18024 (b)(2)(3). Click Here For Andrea Mckay Schmitt's Last Known Address 5719 Robert Wayne Drive, Pasco, WA 99301 6578 Cyprus Loop, West Richland, WA 99353 5318 Aspinwall Court Nw, Olympia, WA 98502. Schmitt and Mohundro are insured by Kaiser under policies offered through their respective employers. to see all family members of Andrea, Vew The Full Report at 299. Cited 72 times, 662 F.2d 292 (1981) | Cited 153 times, 532 U.S. 275 (2001) | would raise an inference of discrimination against hearing disabled people notwithstanding that it would also adversely affect individuals with nondisabling hearing loss. See 42 U.S.C. 19-995 (U.S. Apr. . . Join Facebook to connect with Andrea Schmitt and others you may know. Reg. Website: at 936 (To design something to produce a certain, equal outcome involves some measure of intentionality.). In line with this directive, the agency promulgated a regulation that an insurer does not provide [essential health benefits] if its benefit design, or the implementation of its benefit design, discriminates based on an individuals . Description: STANDING RESTRAINING ORDER; Name: 17TH CIRCUIT DIVISION 3. Our data shows that Andrea makes 246% of what the average taxpayer makes. 18116(c). Section 1557 provides that an individual shall not, on the ground prohibited under [the four enumerated statutes] . Their concern was the availability of a disparate impact theory of discriminationthey believed that Title VI did not allow it but the other three statutes did. 2000e et seq. EXTRAORDINARY SKINCARE LLC is a business legal entity registered in compliance with the national legislation of the State of Connecticut under the legal form of Domestic Limited Liability Company. While it does not guarantee individually tailored health care plans, it attempts to provide adequate health care to as many individuals as possible by requiring insurers to provide essential health benefits. 992 (2002) | Here, Schmitt and Mohundro allege no facts giving rise to an inference of intentional discrimination besides the exclusion itself. Andrea Crossman. The rule prohibits a covered entity from employing benefit design or program administration practices that operate in a discriminatory manner. Maintain a little hotness in your hot flash years! There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Age 43 / Aug 1979. Photos 2-3: Artist Eli Cedrone painted a child's portrait in oils at the April meeting of the Canton Art Association at the Canton Public Library.Ed Roche . Angie. The ACA Prohibits Discrimination in the Design of Plan Benefits, The ACA provides that [i]n defining the essential health benefits, the agency must take into account the health care needs of diverse segments of the population, including . v brakes for 650b conversion; nj marching band state championship; doctor handwriting translation app; football pools draws this weekend. To Look for relevant info about Andrea Schmitt, such as Andrea Schmitt phone number & address. .), subject to additional limitations and [r]equired elements for consideration, id. Ive seen some HDMI cables go for up to $13,000 and let me just say no one , Recording music, listening to music, mixing music, etc., all require cables. at 31,434. DocketDescription: FINAL DIVORCE HEARING HELD, DocketDescription: DIVORCE/ANNULMENT INFO. . persons with disabilities, and not make coverage decisions . See Jam v. Intl Fin. in Bilingual/Bicultural Education from Teachers College, Columbia University. C. The Second Amended Complaint Fails to State a Claim, Schmitt and Mohundro argue that Kaisers categorical exclusion of coverage for hearing loss treatment other than cochlear implants is a form of proxy discrimination. Cases involving marriage dissolutions or divorces. . Because the pleadings do not suggest otherwise, we affirm the district courts dismissal of the second amended complaint. Plans that insurers offer to individuals and small employers must include an. letters. at 31,378. Area income is provided by IRS income reporting. They require treatment other than cochlear implants, but their Kaiser health insurance plans exclude all hearing loss treatment except cochlear implants. ", Bidirectional search: in armed robbery Reg. . It is possible that Kaiser has a reasonable, nondiscriminatory reason for its blanket exclusion of treatment for hearing loss other than cochlear implants. . Cited 541 times. United States Phone: 3609436260 Filed: January 2, 2023 - 2:05 pm Personal Expenses Personal expenses reimbursed by employer. Before the disparate impact door closed, though, we and other circuits relied on the Title VI authority to hold that the Rehabilitation Act permits disparate impact claims. v. PATTERSON ET AL. Cancellation and Refund Policy, Privacy Policy, and She began teaching for New York City Public Schools and has been with Portland Public Schools since 2001. 2019) (quoting Pac. PeopleLooker > People Lookup > Scalise to Schmitt > Schmitt to Schmitt > Andrea Schmitt +49 (0)89 / 4400-53371 Under Contract. Coldwell Banker Woodland-Schmidt, (616) 312-2237 Report this listing Home - United States - Michigan - West Central Michigan - Ottawa County - Holland - 0.46 Acres in Holland, MI - $439,900 Andrea currently lives at 10 Durham Street Apartment 2, Boston, MA 02115. We have 8 records for Judith Schmitt ranging in age from 66 years old to 83 years old. The regulation currently in effect similarly provides that a states EHB- benchmark plan must [p]rovide benefits for diverse segments of the population, including . Facebook gives people the power. The ACA, in contrast, does almost all of this. 1. (2008) Behavioural alterations after postnatal hypoxia and effects of clozapine: implications for schizophrenia. The district court asserted that cochlear implants are medically appropriate only when the hearing loss is significant and therefore disabling, but that assertion is not in the complaint. Buying a home is the biggest investment most people will ever make, but not all real estate agents are equal. MOHUNDRO, on her own behalf, and 2:17-cv-01611- on behalf of all similarly situated RSL individuals, Plaintiffs-Appellants, OPINION v. KAISER FOUNDATION HEALTH PLAN OF WASHINGTON; KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST; KAISER FOUNDATION HEALTH PLAN, INC., Defendants-Appellees. Andrea Schmitt in Massachusetts Find Andrea Schmitt in Canton, MA and get their phone number, relatives, public records, and past addresses including Pennsylvania and Rhode Island. . 300gg- 6(a); see also 45 C.F.R. Andrea Schmitt Andra Schmitt Andrea Witkowski Related to. At 54 Pleasant St, Canton, Massachusetts based a property, which was built in 1831. Andrea A Schmitt, 70 Resides in Boston, MA Includes Address (1) Phone (1) See Results Andrea Irene Kresge, 44 Resides in Northumberland, PA Lived In Selinsgrove PA, Port Jefferson Station NY, Hollis NH, Dracut MA Related To Randall Kresge, Louise Kresge Also known as Andrea Irene Schmitt Includes Address (9) Phone (5) Email (3) See Results Bright v. Tustin Unified Sch. Cited 123878 times, 44 S. Ct. 391 (1924) | v. Paralyzed Veterans of Am., 477 U.S. 597 , 600 n.4 (1986); see also Natl Coll. For example, discriminating against individuals with gray hair is a proxy for age discrimination because the fit between age and gray hair is sufficiently close. Id. Soft tissue seal is formed mainly by the adhesion of epithelial tissue and fibrous connective tissue to the transmembrane portion of the implant. Their Kaiser policies cover cochlear implants and related screening tests but exclude all other programs or treatments for hearing loss and hearing care. Even if Schmitt and Mohundro ultimately prevail in this litigation and Kaiser is forced to withdraw its blanket prohibition on coverage for hearing loss treatment other than cochlear implants, it still could exclude specific hearing loss treatments based on nondiscriminatory standards. Judith has been found in 38 cities including Hauser, Killington, Orleans, Hull, North Easton. OBITUARIES. Angie Schmitt is on Facebook. All data on website has informational character only and are taken from publicly available sources. 6 To be entitled to monetary damages, however, Schmitt and Mohundro must prove a mens rea of intentional discrimination . On file we have 6 email addresses and 17 phone numbers associated with Judith in area codes such as 717, 508, 781, 330, 215, and 4 other area codes. 18022(b)(2)(A). Cited 402 times, 81 F.3d 1480 (1996) | at 31,435 ([T]he across-the-board categorization of all transition-related treatment, for example as experimental, is outdated and not based on current standards of care.). In this regard, section 1557 is worded more similarly to the other three statutes it references. Public Records Policy. Vickie Crestani. DocketDescription: ORDER OTHER; Name: 17TH CIRCUIT DIVISION 3, DocketDescription: RESPONSE/REPLY; Entry: RESPONSE TO COMPLAINT FOR DIVORCE, DocketDescription: SUMMONS SERVED; Name: SIMPSON JR , JAMES A, DocketDescription: TEMPORARY HEARING SCHEDULED, DocketDescription: SUMMONS ISSUED; Entry: ANDREA SCHMIDT, DocketDescription: NOTICE OF HEARING; Name: SIMPSON JR , JAMES A. DocketDescription: STANDING RESTRAINING ORDER; Name: 17TH CIRCUIT DIVISION 3, DocketDescription: ORDER - SCHEDULING ORDER, DocketDescription: COMPLAINT/PETITION FILED, DocketDescription: AOC COVERSHEET DOMESTIC REL. accident), Expand root word by any number of The agency declined to do so. A Rehabilitation Act claim requires a showing that (1) the plaintiff is an individual with a disability; (2) she is otherwise qualified to receive the benefit; (3) she was denied the benefits of the program solely by reason of her disability; and (4) the program receives federal financial assistance. In holding that the Rehabilitation Act does not cover discriminatory plan benefit design, the Supreme Court rejected a group of Medicaid recipients attempt to define the benefit at issue as the amorphous objective of adequate health care. Choate, 469 U.S. at 303 . They are WILLIAM H. SCHMITT as principal with the seat at 103 LINDEN AVE., BRANFORD, CT, 06405 , ANDREA SCHMITT as principal with the seat at 54 PLEASANT ST., CANTON, MA, 02021 , INCORP SERVICES, INC. as registered agent with the seat at 6 LANDMARK SQ, 4TH FLOOR, STAMFORD, CT, 06901 . See Rust v. Sullivan, 500 U.S. 173 , 184 (1991). at 31,377. Pharmacopsychiatry, 41 (4): 138-145. Our marital records are currently showing that Andrea has a status of Married. See, e.g., Perry v. Merit Sys. But the two statutes are dissimilar in two respects. [Proxy. A prohibited ground for discrimination is not typically understood to encompass the legal elements necessary to establish a discrimination claim; it is simply the protected classification at issue. The State of Washington does not even require compliance with section 1557 when its insurance commissioner establishes the states benchmark plan. . However, section 504 does not require an insurer to design plan benefits so as to avoid imposing a disproportionate burden on disabled peoplethe insurer need only provide disabled people meaningful access to whatever benefits it chooses to offer.