what does bb mean in real estate
Your IP: Deco Decorative Fence A minimum requirement is often dictated by the loan type. Keep an eye out for seriousmaintenance issues that may be disguised by quick surface repairs, and call in a trusted home inspector to help you spot any hidden problems. Typically, most consumers mortgage interest rate is going to be higher than the prime rate. Hi ceils - This is an abbreviation for "high ceilings.". These abbreviations are typically written in all capital letters. FHLMC Freddie Mac or Federal Home Loan Mortgage Corporation While any seller can entertainbackup offers as a precautionary measure as long as this is made clear in the contract, this term most often crops up with short sales, since they can often fall through, and it can be helpful if a secondbuyer is waiting in the wings. A property that has come back on the marketafter a pending sale. HB Half Bath (toilet + sink) 18 Big Storage Ideas to Steal from Tiny Homes, The 12 Fall Home Maintenance Tasks You Can't Ignore, 7 Features That Define the New American Home, 9 Ways Your Neighbors Can Screw Up Your Home Sale, 10 Signs That Fixer-Upper Might Be a Money Pit, 12 Things Realtors Look For in Homes of Their Own, The Best 10 Plants to Grow for Backyard Privacy, 15 Warning Signs to Look for Before Making an Offer on a Property, Data Shows This Listing Trick Sells Homes for More Money, As-Is Real Estate: What Buyers and Sellers Need to Know, 15 Things Not to Say in Your Real Estate Listing, Watch Out for 12 Real Estate Tactics Designed to Make You Spend More, 11 Awful Real Estate PhotosAnd How to Make Yours Great, 12 Things You Don't Realize Are Annoying Your Neighbors. RVR River There are often additional notes with details that don't fit into the standard listing formula. CAP Capitalization CMA:Comparative market analysis or competitive market analysis. RV PRKG RV Parking BA Bath The Long and Short of It, The Ultimate Real Estate Glossary for Homebuyers. Dsp Garbage Disposal Its a set of lender-specific fees that are part of your costs when closing a mortgage loan. It may sound charming, but a house that's described as having lots of character could look just plain weird in person. Not all mortgages carry a prepayment penalty. Mortgage insurance is usually required on a conventional mortgage loan and the down payment is less than 20 percent of the sale price. Col Colonial 3/4 Bath toilet + sink + shower or tub Oftentimes, a seller will take a property off the market while they make home repairs or improvements., Under contract (UC):This statusalsoindicates thattheseller has acceptedan offer from a buyer, but the sale has not yet been completed. If a place is advertised as needing TLC then its likely a bona fide fixer-upper. Fha Forced Hot Air VA Department of Veterans Affairs / Veterans Administration, AMORT Amortization Bb. The. REIA Real Estate Investors Association FR Family room Foyr Foyer Disclaimer: ActiveRain, Inc. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. A property repossessed by a bank when the owner fails to make mortgage payments. MTG Mortgage This means that even though theres an accepted offer on the home, the seller is looking for backup offers in case the primary buyerfalls through. PILE Pilings 4B/2B: Four bedrooms and two bathrooms. PERM Perm Attic Stairs Loans from private lenders that are regulated and insured by the Federal Housing Administration (FHA). REALTOR Member of the National Association of Realtors A property was withdrawn from the realty market. Percentage (P): The first digit being the full percentage point and the second digit being the partial percentage (no decimal is used). MBA Master Bedroom w/Bath WD PNL Wood paneling Clap Clapboard Siding 3B/2B - three bedrooms and two bathrooms 2C - two-car garage A/C - air conditioning Appls - appliances Apt - apartment Ba - bathroom Br - bedroom CAC - central air conditioning Ch - central heat Brokerage. During this time, the home is inspected and appraised, and the title searched for liens, etc. If your mortgage doesnt have an escrow account, you may pay the property-related expenses directly. PROP HT Propane Heat NBHD Neighborhood Ann Arbor Area Board of REALTORS1919 W. Stadium Blvd., Ann Arbor, MI 48103(734) 761-7340. These structures can be both above and under the ground. In many listings, the term is used to describe to an area that's in the process of transition. How-To Geek is where you turn when you want experts to explain technology. ELV Elevator G-RNG Gas Range It may have received offers, but none have yet been accepted, which means that the opportunity is wide open. All Rights Reserved. It may also give the breakdown of the number of floors, size of the rooms and their location within the home. Principal, interest, property taxes and homeowners insurance (PITI), A fee charged to borrowers who make a down payment that is less than 20% of the homes value. NGS Natural Gas Learn more about adjustable-rate mortgages here. The "P" represents percent. WSH Washer Or comparable sales, are homes in a given area that have sold within the past several months that a real estate agent uses to determine a homes value. MSN Masonry Crprt Carport FMR Fair Market Rent ABS Assessment / Bill of Sale Assessment, Mineral/Oil & Gas. The governing body of a housing development, condo or townhome complex that sets rules and regulations. CCIM Certified Commercial Investment Member Investment advisory and trust services are offered through Northwestern Mutual Wealth Management Company (NMWMC), Milwaukee, WI, a subsidiary of NM and a federal savings bank. Cont Contemporary Accredited Buyer's Representative (ABR ) Becoming an Accredited Buyer's Representative might be the edge you need in a crowded market. RAD Radiant Heat Insurance that protects the buyer and lender should an individual or entity step forward with a claim that was attached to the property before the seller transferred legal ownership of the property or title to the buyer. MULTI 3+ Car Garage Copyright 2023 The Northwestern Mutual Life Insurance Company, Milwaukee, WI. DWF, DWAC Deep Water/Access OFF Off Street Parking VYL Vinyl BB is ubiquitous in modern relationships between young people, where direct messages and chat apps are primary forms of communication. TRC Trash Compactor CRE Creative Real Estate A visual evaluation performed by a licensed home inspector to look for any potential defects or items of note related to the property, building(s), and the systems in a home. What is BB meaning in Real Estate? The Real Estate Commission: How Much Are Realtor Fees? But unlike an AWC, the property is no longer available forshowings., Whileabbreviations and acronymsfor property descriptionsvary by listingand source,thetermsbelow canbe used as a general guide to help you translateanything unfamiliar.If youre still unclear whata shorthand is referring to,reach out to the listing agent., As-is:Theowner is selling the home in its current condition and willnot makeanyrepairs orcorrect any flaws with the property., OLREA:Owner is a licensed real estate agent. REO Real Estate Owned Usually, the realtor's website will give a good description without the real estate abbreviations. BB is most commonly used on the internet (and in text messages) as an abbreviated form of baby. However, baby in this context is used as a pet name or term of endearment for your romantic partner and not an infant child. POR, POR-S Porch/Screened Translation: This home is small. CVAC Central Vacuum DOT Deed of Trust The act of paying off one loan by obtaining another. These institutions underwrite as well as set home loan pricing in-house. GMT Kitchen Gourmet kitchen Prime rate is the interest rate charged by a lender to customers who are the least likely to default on their loans. The content on this site is not intended to provide legal, financial or real estate advice. The number of days a property listing is considered active. FSBO For Sale by Owner A database where real estate agents list properties for sale. If you need help understanding your mortgage or contract, these are some of the more common real estate, legal, and financial abbreviations youll see. All abbreviations on this list are typically written in all capital letters. Prime rate is the interest rate charged by a lender to customers who are the least likely to default on their loans. SQ FT Square Feet The propertylisting with the agent has expired and is no longer active, usually because it didnt sell, says Matthews. Det Detached Garage NOO Non-Owner Occupied BR Bedroom NAT GS HT Natural gas heat Bsmt Basement HPWA Water/Air Ht Pump 4/3 4 bedrooms / 3 bathrooms When dealing with real estate, you might also need to know things like the abbreviations for all 50 states or even common measurement abbreviations. Loans from private lenders that are regulated and insured by the Federal Housing Administration (FHA). Bedroom usually means a sleeping area with a window and a closetin some areas, laws define what a room needs to be called a bedroombut the definition varies in different places. Typically, most consumers mortgage interest rate is going to be higher than the prime rate. Related:12 Things Realtors Look For in Homes of Their Own. EIK Eat in kitchen Learn more about refinancing here. What Is a Short Sale? Products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors and professionals. "Bedroom" usually means a sleeping area with a window and a closetin some areas, laws define what a room needs to be called a bedroombut the . Suggest. UPF, UPR Upper floor A government agency created by the National Housing Act of 1934 that insures loans made by private lenders. If you have made your required monthly payments, at the end of the loan term (e.g., 15 or 30 year mortgage), you will own your home. PITI Principal, Interest, Taxes, and Insurance Sometimesa property will continue to be shown when it is contingent, and the seller may entertaina backup offer. 1. BLT Built-in CFD Contract for Deed Try. Closing costs are generally paid through escrow. ATFN Attic Fan In a commercial lease, both the base rent and any NNN expenses are calculated using a flat cost per square foot. PULL Pull-Down Attic Stair OP Occupancy Permit Q POS Available for quick possession Read, An adjustable-rate mortgage, or ARM, has an introductory interest rate that lasts a set period of time and adjusts every six months thereafter for the remaining loan term. P&S Purchase and sale This was when the term exploded as a pet name between both lovers and friends. We Let ChatGPT Create AI Art, Heres What It Made, The New Outlook for Windows Is Opening Up to More People, How to Optimize Your Steam Deck for a Longer Lasting Battery, 2023 LifeSavvy Media. The terms are frequently seen in advertising of bed & breakfast inns for sale: "turnkey," "mostly turnkey," "real estate only," "real estate and good will.". ROI Return On Investment Zkratka ESG (z anglickho Environmental . The Compensation is entered in the Compensation Code fields of BB (Buyer's Broker), SU (SubAgent), and/or TR (Transaction Coordinator). The word listing is also used to refer to the for-sale home itself. PUD Planned Unit Development While BB can have a lot of meanings on the internet, the most popular is a pet name between romantic partners and close friends. The difference between the two is usually fairly . HUD Housing and Urban Development Classifying property is in part about age but should also consider things like affordability, amenities, and livability. I/O Interest Only (loan) Windows 11: How Much RAM Can Your PC Have? ARI Articles of Incorporation Notice, certificate. Cent h/a Central Heat&Air If its back on the market, theres a reason why the original sale fell through. Not all real estate agents are REALTORS. It's anything that can be subject to ownership, except land. CAC Central air conditioning ALM Aluminum Siding LFT Loft Try our amortization calculator to learn more. Other internet-specific definitions for BB include bye-bye, a largely defunct acronym that was more common in the early days of the internet. If you wish to report an issue or seek an accommodation, please let us know. What is BB meaning in Real Estate Advertising? An encumbrance can create a cloud on the title of a real property. PL/1 In-Ground Pool A house located in a quiet location may be slightly off the beaten trackor, it may be out-and-out secluded. PWDR RM Powder room or half bath MIC Mint Condition (like new or new) HUD Department of Housing and Urban Development Cap rates can provide valuable insight into a property. Click to reveal As-is : The owner is selling the home in its current condition and will not make any repairs or correct any flaws with the property. HomeReal Estate Abbreviations Real Estate Abbreviations A helpful list of the most commonly used real estate abbreviations, and land and property abbreviations used in most real-estate-related industries. The owner has removed the property from the listings for an undetermined period, usually because work is being done on the house or because the home cannot be shown. 2/1 2 bedrooms / 1 bathrooms Have questions about buying, selling or renting during COVID-19? At Truist, our purpose is to inspire and build better lives and communities. Business SMB Split Master Bedroom SPKLR Sprinkler If your offer is accepted as a backup, youre in line to go under contract if the first sale falls through. HSF Heated square feet A policy that protects the structure of the home, its contents, injury to others and living expenses should damage occur. By submitting your email, you agree to the Terms of Use and Privacy Policy. An adjustable-rate mortgage, or ARM, has an introductory interest rate that lasts a set period of time and adjusts every six months thereafter for the remaining loan term. There are five main categories of real estate. PAT Patio Zillow, Inc. holds real estate brokerage licenses in multiple states. Banks, savings and loans, and credit unions. Brkf Breakfast Area EMC Earnest money contract FRBO for rent by owner W/D Washer/Dryer WDSTV Wood Burn Stove 2023 All Rights Reserved. WHF Whole House Fan A government agency chartered by Congress in 1970 to provide a constant source of mortgage funding for the nations housing markets. 27. SEW Sewer VWS, VW, VU View or views FDR Formal dining room ASM Assumptions Market conditions that exist when homes for sale outnumber buyers. RPAC Realtors Political Action Committee FHA loans are different from conventional loans because they can be approved for borrowers with lower credit scores and may allow for down payments as low as 3.5 percent of the total loan amount. Contingent vs. under contract? SMART Typically computer-controlled heating and cooling, alarms, lights etc. The MLS listing should give the basics about a home: the price, taxes, types of utilities, and square footage. NAR National Association of Realtors You can email the site owner to let them know you were blocked. PLAY Playground There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. . But if not, you'll want to factor in the cost ofrenovationsbefore deciding if this home is both in your budget and worth a visit. You are not obligated to accept the loan just because you received a loan estimate. Please seek the services of a legal, accounting or real estate professional prior to any real estate transaction. Join 425,000 subscribers and get a daily digest of news, geek trivia, and our feature articles. Fixtures include wall-to-wall carpeting, light fixtures, window coverings and landscaping. BLDRS REDO Builders Renovation OBO Or Best Offer REALTOR:Areal estate broker or sales associate who is a member of the National Association of REALTORS. You might expect an up-and-coming neighborhood to be artsy and hip but that's not always the case. E Rng Electric Range Refinancing is generally done to secure better loan terms, such as a lower interest rate. GRT RM Great room GNMA Ginnie Mae or Government National Mortgage Association County real estate and property records abbreviations and acronyms: AD Administrator's Deed Notice. This abbreviation is a shorthand way of showing your affection to your partner. Since we launched in 2006, our articles have been read billions of times. Cer Ceramic Tile OFC Office UTLVL Utility Room Level DTI Debt to Income Ratio Learn, A basic assessment of income, assets and credit score to determine what, if any, loan programs a borrower might qualify for. COF Cost of Funds Those real estate terms and definitions should give you a good start when it comes to understanding your real estate agent and the listings they . American Society of Home Inspectors (ASHI), Fees associated with the purchase of a home that are due at the end of the sales transaction. CMA Comparative Market Analysis END End Unit Clbhs Clubhouse U/G SPRK Underground Sprinkler D/D Dishwasher and a garbage disposal 1 meaning of BB abbreviation related to Real Estate Advertising: Vote. Fixtures are a frequent subject of buyer and seller disputes. BB Real Estate Abbreviation. Care starts with culture. APPLS Appliances FHA Federal Housing Administration You can use BB to mean basketball, especially in internet communities dedicated to the sport. BBbb. GARB Garbage This is important, as identifying a property's class can predict how the asset might perform. JV Joint Venture Privacy Policy. UTRM Utility Room BA Bathroom CFan Ceiling Fan Commonly Used Real Estate Abbreviations and Acronyms for compiled and available to the public. If you have made your required monthly payments, at the end of the loan term (e.g., 15 or 30 year mortgage), you will own your home. When a home listing touts its custom features, take care. Go now! LR Living room A lien is a security interest that can give a creditor the right to take possession of a property secured by a loan, such as a mortgage, when the borrower defaults on the loan obligations. HBR Harbor AC Acre SN Senior You may want the retreat, but ask yourself if you're truly ready for all it entails. G/A Garage, Attached Crk Creek There is no MLS covering the whole country. OA Owner Agent Private Mortgage Insurance or PMI, is a monthly mortgage insurance premium paid by a borrower for a mortgage insurance policy. HVAC heating, ventilation and air conditioning 2. When this happens, he or she risks the home heading into the foreclosure process. The governments legal claim against property when the homeowner neglects or fails to pay a tax debt. Read more about, escalation clauses and making an offer on a home, An account required by a lender and funded by a buyers mortgage payment to pay the buyers homeowners insurance and property taxes. DBA Doing Business As It's a piece of land and the property - such as a house, office building, apartment, strip center or warehouse - that sits on it. RELATED: How to Stream U.S. Sports for Free Online. MLS multiple listing service To meet client needs, to empower teammates, and to lift up communities. CNS Certified Negotiation Specialist A three-quarter bathroom has a toilet, a sink and a shower. L/O Lease Option UNO Unit Number Listing:An agreement between a real estate broker and a home owner that allows the broker to market and arrange for the sale of the owners home. Cldsc Cul-de-sac W/W CRPT Wall To Wall Carpet ATT Attached Garage LR with Fplc? Related:The 12 Fall Home Maintenance Tasks You Can't Ignore. W/D HKUP Washer/Dryer hookup He's invested in internet culture, social media, and how people interact with the web. Read more about pre-qualification here. LTV Loan to Value 4 Misconceptions Buyers and Sellers Have About the Housing Market, 10 Hottest Housing Markets of 2023, and What to Know if Youre Shopping in One, 13 Home-Buying Myths to Unlearn Right Now, 10 Hottest Housing Markets of 2023, and What to Know if You're Shopping in One, Do Not Sell or Share My Personal Information, 442-H New York Standard Operating Procedures. MWV Microwave Oven Learn, One of two debt-to-income ratios that a lender analyzes to determine a borrowers eligibility for a home loan. Before you make an offer, call on an excellent inspector who can clearly explain the home's pain points. MLSs are local or regional. PMI Private Mortgage Insurance Updated from an earlier version on realtor.com. Back Bay. What Does BB Mean, and How Do I Use It? ARM Adjustable Rate Mortgage There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. This claim belongs to a third party, who can either be an organization or an individual. Home affordability takes into account your income, down payment, and monthly debts. One of two debt-to-income ratios that a lender analyzes to determine a borrowers eligibility for a home loan. Read more about PMI here. Thats why when you read a real estate listing, you may end up scratching your head over a whole bunch of puzzling terms. WDSTV Wood-Burning Stove Crystal R. But if you want to hang on to your cash and exercise some self-sufficiency, check out these clever products that solve a million and one little problems around the house. The action you just performed triggered the security solution. PMI Private mortgage insurance Our belief in better is at the core of everything that we do, every day. Privacy Policy Used under license. AEK All electric kitchen Have questions about your home financingpaperwork? An encumbrance is a claim that limits how a property owner can use their property. If you hang around social media circles and forums that talk about TV, BB might also stand for Big Brother, a prominent reality show franchise involving a group of strangers living together in the same house. One loan covers 80% of the homes value, another loan covers 10% to 15% of the homes value, and the buyer contributes the remainder. A prepayment penalty is a fee some lenders may charge if you pay off some or all of your mortgage early. Center for Real Estate Technology, a division of NAR focused on technology products, programs, and issues. BCH Beach Fees may include the appraisal, the home inspection, a title search, a pest inspection and more. CATH Cathedral ceilings POA Power of Attorney Whether you are looking at abbreviations or acronyms for real estate terms, be sure you clearly understand what they mean when referring to a specific piece of real estate. A half bathroom or powder room has only a toilet and a sink. The sale of a home by an owner who owes more on the home than its worth. However, the widespread use of BB started in the 2010s, with the rise of smartphones and chat apps becoming the primary form of communication between teenagers. D/W Dishwasher SHNG Shingle A clause or addendum to a real estate contract or offer that states a buyer is willing to raise his or her offer price to a predetermined amount if the seller receives a higher competing offer for the property. Contact Us AJ Affidavit of Joint Tenant Deed. Cvga Converted Garage Even though a sale is highly likely, some pending properties may still accept backups. A real estate agent will request a pre-approval or pre-qualification letter before showing a buyer a home. A multiple listing service (MLS) is a database established by cooperating real estate brokers to provide data about properties for sale. This claim is brought up by a party who is not the owner and restricts what an owner can do with the property. SPLT Split-Level RELO Relocation office In the event there is a DUAL commission split the two digits would be followed by a letter code: Example: P35C25 (3.5% offered on the first 100K, 2.5% offered after $100,000). An in-depth analysis, prepared by a real estate agent, that determines the estimated value of a home based on recently sold homes of similar condition, size, features and age that are located in the same area. GLFP Gas log fire place UTCL Utility Closet Normally, a piece of property can be easily classified as either personal property or real property. DET Detached garage Both words imply motion, but the difference may b. Defenestration. LLP Limited Liability Partnership A/C Air Conditioning BD Bedroom The fascinating story behind . TRAD Traditional If not, it could end up back on the market, so go ahead and inquire if youre interested. Learn more. For listings in Canada, the trademarks REALTOR, REALTORS, and the REALTOR logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The CRS designation indicates a triple threat - on average, these agents have been in business three times longer, have three times the amount of transactions, and generate three times more sales revenue than the average . Organizations can include local governments, utility companies, and homeowners associations. A short sale is the sale of a real estate property for which the lender is willing to accept less than the amount still owed on the mortgage. Baseboard Heat + 2. Business, Property, Real Estate Advertising. CRB Certified Real Estate Broker A concrete point at which buying a home makes more financial sense than renting one. In the abbreviations, you may see differences in which letters get capitalized and which don't depending on the realtor/publication. Imagine you're leasing a 1,000-square-foot office space with a base rental rate of. The components of a monthly mortgage payment. The fee, 0.3% to 1.5% of the yearly loan amount, can be canceled in certain circumstances when the borrower reaches 20% equity. You dont need a real estate license to find your dream home, but it does help to become familiar with real estate jargon you might encounter during the process. Questions And Answers Dbl Double When searching for a home or applying for a mortgage, you may hear your real estate agent or lender use any of the terms or acronyms below. GRI Graduate Realtor Institute This website is using a security service to protect itself from online attacks. Real estate abbreviations are important to save time and money. Active This means that a property is currently on the market and available for sale. SLT Slate When you boil it down to the basics, real estate has a simple meaning. BKYD Backyard Its customary for the buyer to pay for the lenders title insurance policy. In the abbreviations, you may see differences in which letters get capitalized and which dont depending on the realtor/publication. LLC Limited Liability Company BA; BTH : Bathroom. PL -Swimming Pool RELATED: What Does "TMI" Mean, and How Do You Use It? Articles may contain affiliate links which enable us to share in the revenue of any purchases made. Who doesnt get a thrill while browsing real estate onsites likeZillow or Trulia?Window-shopping for housesonlineis oneof the mostfun partsof the homebuying process. Expansion potl:Expansion potential mean that theres extra space on the lot or the possibility of adding a room or even an upper levelsubject to local zoning restrictions. Before you jump on a house with a "too good to be true" price, you need to understand how the short sale process works and connect with your real estate agent for more details. Whether you're ready to buy your first home or just need an acronym refresher, keep this glossary handy. Contingency:A provision of an agreement that keeps the agreement from being fully legally binding until a certain condition is met. Sign up for our weekly newsletters and get: By signing in, you agree to our Terms and Conditions DhkpP Dryer Hookup A period of time (typically 30 days or more) after a buyer has made an offer on a home and a seller has accepted. and On online spaces with younger users, BB might also stand for bad b****, a term of endearment for women with a dominating personality. WHKP Washer Hookup A not-for-profit professional association that sets and promotes standards for property inspections. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. What Does FS Mean, and How Do You Use It? LRG Large Buyers should budget for an amount that is 2% to 5% of the homes purchase price. Abbreviations on the list may have capitalization variations. A basic assessment of income, assets and credit score to determine what, if any, loan programs a borrower might qualify for. Examples of contingencies are home inspections, attorney review, the buyers financing, appraisal, and title search, among other reasons. AG Agreement Agreement Comm. Check out our explainers on TMI, LFG, and SRSLY and expand your web vocabulary. These abbreviations are typically written in all capital letters. 2-LV : Two living levels. I havent seen you in forever. The ratio compares the borrowers monthly debt payments to gross income. TEN Tennis Court Rozhodli jsme se proto, sepsat tento krtk lnek, kter by pomohl ke sprvnmu pochopen, co to ESG je, a co pro obchodn vztahy znamen. to cover taxes and insurance. CP Carport Related:18 Big Storage Ideas to Steal from Tiny Homes. Essentially, "turnkey" means that . OVER Oversized Garage Check out our glossary of frequently-used mortgage terms. One example is a buyers contractual right to obtain a professional home inspection before purchasing the home. MOPOA Monthly POA Fee Brk Brick DEDRS Deed Restrictions Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. The document includes loan terms, monthly payment and closing costs. BR Bedroom Crwl Crawl Space PRQ Parquet This type of limit can also allow the property buyer to back out of the sale and possibly seek damages in .
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